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CLEARPATH
WEALTH
Make your money work as hard as you.
🏛️ SEBI Registered Investment Adviser · India

Your Money Should Work
as Hard as You Do.

You work hard for your money. We make sure it works just as hard for you.

ClearPath Wealth is a SEBI-registered, fee-only financial planning practice. We earn only from you — not from any product we recommend. Simple as that.

Book Appointment → View Fees
✓ Flat fee. Fully transparent. ✓ 100% virtual. Pan-India + NRI.
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Warren Buffett
Warren Buffett

"The stock market is a device for transferring money from the impatient to the patient."

Howard Marks
Howard Marks

"The most important thing is not to be right on average. It's to avoid big losses. Asymmetry of outcomes is what separates great investors."

Investing wisdom that shapes our philosophy

Time in the market beats timing the market.

A consistent ₹20,000 monthly SIP builds far more wealth than timing the market. Stay disciplined. Avoid trying to time the market.

50
Lakhs
Consistent
SIPs
33
Lakhs
Missed
10 best days
27
Lakhs
Missed
20 best days
SIP illustration
₹20,000/month · Same fund · Same amount · 10 years

Illustrative only. Based on long-term Sensex studies & mutual fund industry research. Values proportionally scaled.

🏛️
SEBI Registered
Reg. No. INA000021924
ARIA - Association of Registered Investment Advisers
Member
ARIA
💼
Experience
22 Years in the Corporate World
🌏
Serving
India & NRIs Worldwide
The ClearPath Difference

Pure Advice. No Product Commissions.
Total Transparency.

ClearPath Wealth is paid only by you. We do not earn commissions, referral fees or product-linked incentives, so recommendations are based on what fits your financial plan — not what pays us.

📋

Flat Fee, Not a % of Your Wealth

Your advisory fee does not increase with the size of your portfolio.

⚖️

SEBI-Registered Fiduciary Advice

Advice is provided as a SEBI Registered Investment Adviser, with the client's interest placed first.

✓

No Product Commissions

We do not earn from mutual funds, insurers, brokers or other product providers.

What Matters ClearPath Wealth Commission-Based Distribution
How the firm is paidClient-paid flat feeProduct commissions
Product-linked incomeNonePresent
Mutual fund plan typeDirect plansMay include regular plans
Cost rises as assets growNoProduct commission can rise with assets
The Story

The Story Behind
ClearPath Wealth

"Twenty-two years. Two countries. One realisation — most smart people are quietly losing money, and they don't even know it."

01
My Journey

Twenty-Two Years, Two Countries

A corporate career spanning India and Singapore. And a growing obsession with understanding how money actually works. Since 2010, I've been investing in Indian and global equity markets — learning the hard way, building a framework that works, and watching compounding do what it promises.

02
What I Saw

Smart People. Scattered Money.

All around me were high-earning professionals who were brilliant at their work — yet completely unsupported when it came to their money. Savings accounts earning 3%. FDs that couldn't beat inflation. Insurance policies that nobody fully understood. The income was there. A plan was not.

03
Coming Home

Same Story. Bigger Scale.

Returning to India, I expected it to be different. It wasn't. High earners, senior professionals — highly capable in their careers, yet navigating finances without a plan, without guidance, and without anyone truly working in their interest.

🌱
Why I Started This

I've been on both sides — the confused investor with money sitting idle, and the one who finally understood how to make it compound. That gap is exactly what ClearPath closes. I built this practice to be the adviser I wish I'd had — one who has no incentive to sell misfit products and whose only desire is to make your money work hard for you.

Mahesh Kumar K. SEBI Registered Investment Adviser · INA000021924
22 yrs
Corporate career across
India & Singapore
Since 2010
Investing in Indian &
global equity markets
SEBI RIA
Reg. INA000021924
Financial Planning & Fees

Comprehensive Financial Planning.
Simple, Transparent Pricing.

Two clear plans — one for Indian residents, one for NRIs. The fee does not depend on the size of your portfolio.

For Indian Residents

ClearPath Resident

Comprehensive financial planning for resident Indians.

₹20,000
First 12 months · No GST
Renewal for Year 2: ₹10,000
Individuals · Families · Retirees
  • Review and simplify your existing investments, insurance and other financial assets.
  • Personalised recommendations for suitable mutual funds, insurance and other financial products based on your goals, risk profile and circumstances.
  • One connected plan for retirement, education and other major life goals.
  • Clear do-it-yourself implementation guidance so you remain in control of your money.
  • 12 months of advisory support, including the plan walkthrough, one mid-year review and email support.
Get Started →
For NRIs

ClearPath NRI

Comprehensive financial planning for Non-Resident Indians.

₹25,000
First 12 months · No GST
Renewal for Year 2: ₹13,000
Non-Resident Indians · Globally
  • Review and simplify your existing investments, insurance and other financial assets.
  • Personalised recommendations for suitable mutual funds, insurance and other financial products based on your goals, risk profile and circumstances.
  • One connected plan for retirement, education and other major life goals.
  • Clear do-it-yourself implementation guidance so you remain in control of your money.
  • 12 months of advisory support, including the plan walkthrough, one mid-year review and email support.
  • NRE/NRO, remittance, FEMA-related and return-to-India considerations covered within the same service.
Get Started →
What Your Plan Does

Give Every Rupee a Clear Job.

A good financial plan does more than choose investments. It organises what you already have, directs new money clearly and protects long-term goals from short-term shocks.

1️⃣

Organise What You Already Have

Review investments, insurance and other financial assets. Keep what fits; simplify overlap and unsuitable holdings.

2️⃣

Give New Money Clear Jobs

Separate money needed soon from money meant for long-term growth, so each goal has a clear direction.

3️⃣

Protect the Plan First

Maintain suitable health and life cover and an emergency reserve, so unexpected events do not force you to disturb long-term investments.

The result: a simpler portfolio, clearer decisions and one connected plan for your goals and retirement.

How We Work

From First Call to
Clear Financial Direction — in 5 Steps

Plan delivered in 2 weeks. Then 12 months of ongoing advisory support — all remote.

1
📞
Free Discovery Call
Short call. No pitch. We understand your situation and confirm whether our financial-planning service is suitable for you.
2
✍️
Fee, Agreement & KYC
Pay the agreed fee, sign the agreement, and complete SEBI KYC (Aadhaar + PAN).
3
📋
Financial Intake
Share your full financial picture via a structured questionnaire. Everything is strictly confidential.
4
📄
Plan in 2 Weeks
Receive your comprehensive written plan. We walk through every detail together on a call.
5
🔄
12 Months Support
One mid-year review call, ad-hoc consultations as your life changes, and email support throughout. All remote.
Questions

Common Questions,
Straight Answers

A fee-only planner is paid only by the client and does not receive commissions or product-linked incentives. That keeps the adviser's compensation separate from the products recommended.
We advise — you execute. We recommend suitable investments and explain how to implement them; you place the transactions yourself. Your money stays in your control at all times.
Having investments is not the same as having a plan. A financial plan connects your investments, insurance, goals and retirement so you know what each part of your money is meant to do and whether the pieces work together.
Both plans cover the same first-12-months advisory engagement: your comprehensive written financial plan, portfolio and insurance review, personalised recommendations, plan walkthrough, one mid-year review, ad-hoc consultations as your situation changes, and email support. No GST is charged. ClearPath Resident is ₹20,000; ClearPath NRI is ₹25,000, which also covers NRE/NRO, remittance, FEMA-related and return-to-India considerations.
If you renew for Year 2, the renewal fee is ₹10,000 for ClearPath Resident and ₹13,000 for ClearPath NRI. The initial financial plan has already been built, so Year 2 focuses on reviewing the plan and portfolio, updating recommendations when your goals or circumstances change, and continuing advisory support.
No. Starting early gives your savings more time to compound and helps you build good financial habits before your finances become more complex. The plan is built around your current stage of life, not your age alone.
A bank or distributor may receive commissions from products it sells. ClearPath Wealth is paid only by the client and does not receive product commissions, so the advisory fee is explicit and separate from product selection.

Stop Letting Your Money
Sit Idle. Start Building.

The best time to start was yesterday. The second best is today. Book an appointment — no pitch, no pressure.

Free
Discovery call
100%
Virtual
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Let's Talk

Tell Us a Little.
Then Pick a Time.

Fill in a few details below so we know your situation before the call. Once submitted, you'll pick your exact slot right here — it syncs straight to your calendar and ours, with a video link emailed automatically.

🌐
Website clearpathwealth.in
📧
Email mahesh@clearpathwealth.in
📱
Mobile / WhatsApp +91 7358447244
📍
Where We Serve 100% Virtual · India & NRIs Worldwide
🕐
Availability Mon–Fri · All calls via video, flexible timings

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SEBI Mandated

Data to be Displayed by Investment Adviser

Published in line with the applicable SEBI disclosure requirements for Investment Advisers.

Part A — Registration Details
NameMahesh Kumar K
TypeIndividual Investment Adviser
SEBI Reg. No.INA000021924
ValidityPerpetual (subject to compliance)
BSE Enlistment No.2444
Principal OfficerMahesh Kumar K
Phone+91 73584 47244
Emailmahesh@clearpathwealth.in
AddressKripalayam, Tarur, Tarur-1,
Palakkad – 678544, Kerala
Part D — Qualifications & Experience
QualificationPost Graduate
NISM CertificationNISM Series X-A (Level 1) & X-B (Level 2)
Corporate Experience22 years — India & Singapore
Investing Since2010 — Indian & global equities
Advisory ModelFee-only (no commissions)
Websitewww.clearpathwealth.in
Part B — Services & Fee Structure
Service Scope of Service First 12 Months Year 2 Renewal
ClearPath Resident Investment, goal, retirement, insurance and tax-planning guidance for Indian residents. ₹20,000 ₹10,000
ClearPath NRI Investment, goal, retirement, insurance and tax-planning guidance for NRIs, including NRE/NRO, remittance, FEMA-related and return-to-India considerations. ₹25,000 ₹13,000
No GST is charged. Fees are paid in advance as per the advisory agreement.
Part C — Investor Complaint Data

Data for the month ending July 2026. Updated monthly in the format prescribed by SEBI.

Received From Pending at End of Last Month Received Resolved Total Pending Pending > 3 Months Average Resolution Time (Days)
Directly from Investors 00000N/A
SEBI (SCORES) 00000N/A
Other Sources (if any) 00000N/A
Grand Total 00000N/A

Complaints received during July 2026 due to impersonation by another entity: 0.

View monthly and annual complaint trend
Trend of Monthly Disposal of Complaints
MonthCarried ForwardReceivedResolvedPending
February 20260000
March 20260000
April 20260000
May 20260000
June 20260000
July 20260000
Trend of Annual Disposal of Complaints
Financial YearCarried ForwardReceivedResolvedPending
2025–260000

Last updated: 7 August 2026.

Regulatory Disclosure: ClearPath Wealth is a SEBI Registered Investment Adviser (Reg. No. INA000021924) operating as an individual adviser. Registration does not imply endorsement or guarantee of returns by SEBI. Investments in mutual funds and securities markets are subject to market risks — please read all scheme-related documents carefully before investing. Past performance is not indicative of future results. This website is for informational purposes only and does not constitute investment advice. ClearPath Wealth does not distribute financial products, does not receive commissions, trail fees, or any remuneration from product companies. Fees are charged directly from the client, paid 100% in advance. No penalties or directions have been issued by SEBI or any other regulatory body against this practice. For grievances, investors may write to mahesh@clearpathwealth.in or lodge a complaint at scores.sebi.gov.in (SEBI SCORES) or smartodr.in (ODR Platform). | +91 7358447244